I noticed this conversation happening on Twitter today and I took some interest in it as my son and his soon to be fiance (Good Lord willing) will be planning a wedding soon.
Unfortunately, I am not in a position to be a huge help and even though his father comes from generational wealth, they never help at all (I'm only slightly bitter). That's a whole other story. Her parents also can't help so most of the expenses will fall to them. I will do my best to help as I can. My extended family is very good about assisting with smaller events like the Engagement Party and Rehearsal Dinner, so the happy couple won't be responsible for those expenses. I'm thankful for my cousins and aunt and uncles who will join in to help with those celebrations.
Apparently, many other couples also find themselves financing their own weddings and that leads to many taking out loans.
First of all the concept of a “wedding loan” is insane to me
— Allie (@allie__voss) September 8, 2025
But I also think this is a good illustration of higher spending on a wedding being correlated with higher odds of divorce
Almost like balling out for a party isn’t a good show of discipline over time pic.twitter.com/ivG2RVD7Xm
The wedding industry really is a nightmare. A dozen roses may be $80 if you buy them for your lovely lady on a regular day. If you buy them for a wedding, suddenly a florist will charge you $200 for those same roses. Same goes for the cake, dresses and and even hair and makeup services. It's a racket. Don't even get me started on photography and videography packages. Also, good luck trying to find a decent caterer for under a hundred bucks per person.
Reality: most people secretly want a wedding, not an actual marriage
— Will DiBugno (@DCLongIslander) September 8, 2025
Actually, I think most people want a marriage. Sleeping over with your favorite person for life sounds fun initially. They just don't want real life to intrude on their happy little situation, and when it does, they don't know how to weather the storm.
I know someone who got divorced after 2 years and they had to split the loans for their destination wedding in the divorce
— Tweet is the Work 🌷 (@NoblestCalling) September 8, 2025
Perhaps taking extensive loans to finance fancy weddings is not a great way to go into a marriage.
I've always liked the shoestring budget weddings I've been to more than the huge $100K ones if I'm being honest
— Sarah 🍌📟 (@sarahlol1863603) September 8, 2025
In our case, we've talked about some cost saving measures already. We will order the florals from Costco and Trader Joes and do them ourselves, create the signage at Staples and hope we can get a local restaurant to cater if we go for a buffet over a plated meal. We will buy our own alcohol at Costco and hope to find a venue for a reasonable amount. Hopefully, we can save a few thousands if we go that route.
Yeah that’s bad. I thought it was bad that we used some of our savings, but we at least paid cash for everything.
— Blonde Musings 🇺🇸 (@musings_blonde) September 8, 2025
My son and his future fiance have been saving money and they are very careful with their credit, so they will likely choose to pay cash for it all. Taking on massive amounts of debt before your marriage is a recipe for disaster. Celebrate your love on a budget and set yourself up for a happy marriage instead.
