According to Forbes writer Avik Roy, “Obamacare’s disruption of the existing health insurance market—a disruption codified in law, and known to the administration—is only just beginning. And it’s far broader than recent media coverage has implied.”

In a bombshell report posted early this morning, Roy links to analysis published in the Federal Register in 2010 that backs up his claim:

“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,” wrote the administration on page 34552. All in all, more than half of employer-sponsored plans will lose their “grandfather status” and get canceled. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.

In other words, the cancellations that heretofore have been limited to the individual market will ultimately spread to the employer market as well. This may explain the administration’s decision to delay the employer mandate by one year.

This seems like something worth asking the White House about, huh?

  • CatHerder ✓fire! ✓fire!

    Slow suicide, unless there is some way to turn the clock back on this garbage.

    • mndasher

      Only a landslide election in 2014 would do that one that would be able to over ride a presidential veto.

      • conservativechick

        I say bring this law BACK before SCOTUS. With all the deceit, changes, and exemptions, there’s no way this is a Constitutional law. It has to apply to ALL citizens. It does not.

        • TRFjr

          they cant save us from a bad law only a unconstitutional law

          • SutureSelf

            There is no equal justice under this law. That makes it unconstitutional.

          • jomiqutoall

            That means we should uphold the Dred Scott decision? As a result of that, it became clear even the SCOTUS can reverse a decision, and as in that case, they should do it here.

        • Stephen L. Hall #NonquamTrump

          You can’t bring it back before the SC until someone has paid the fine.

        • Erik Soderstrom

          It is on its way through the courts via a case regarding the constitutionality of Obama waivers and other unilateral changes.

      • Netmilsmom

        With the amount of voter fraud, we will never win another election.

        • creeper

          I believe you’re correct. Any election where Dems can get to within ten points is lost to Reps. The Fraud Machine is up and running and it’s purring like a kitten.

      • CaptainClarity

        If I lose my health insurance, I will vote against all Democrats in 2014. If I don’t, then you’re a racist. /sarcasm_off

    • Jake Wilde

      It does pick up their pace a bit though. They thought they could break us more with Clinton repealing Glass-Steagall Act and revamping the Community Reinvestment Act. Their new Trojan Horse, Obama, has outperformed all expectations I’m sure because we are in a mess now with this POS attempt at Socialism.

    • snowleopard (the true one)

      The elections in 2014, 2016, and onward, until we root out all of the Progressives from among the Democrat Socialists and Vichy Republicans. we need to keep them removed, and keep true conservatives in office who will do what the people demand.

      • Jake Wilde

        Did you notice how Graham is now trying to be conservative? They do it every cycle. Is there any chance we can supplant his office with someone Constitutionally guided and not a progressive?

        • Chevypowered

          I think the jig is up for him and his partner McCain.

          • nc ✓s & balances

            Please God!

        • snowleopard (the true one)

          Simple: vote him out of office and put a Constitutional Conservative in his place. We’re trying to do the same here with Flake and McCain.

          • Jake Wilde

            Well, I’m in Mike Coffman’s district in CO. for Rep. I was almost scared to death this last redistricting and thought I was put in Jared Polis’s district, but we are on the line. lol

            Dislike our Senator and gov though.

          • Republicanvet

            Good for you.

            I’m in Tipton’s district here on the western slope …so far so good.

            I despise our Senators and governor.

        • nc ✓s & balances

          Yes, he’s especially hitting his one strong suit, Benghazi. SC voters, will he pull it off?

        • RLEE

          well remember in 2006 McCain was for amnesty (he co wrote the bill) then when he ran for president he was against it and now he’s for it again so yea you cant listen to the words coming out of their mouths you have to see their record

    • BlahBlah

      This morning on Fox they were bringing up the *I* word and saying how if it’s possible to prove that the scum lied then it would be an impeachable offense. But it’s just too far fetched I think.

      Then again… the higher you are, the harder you fall and all that.

      • CatHerder ✓fire! ✓fire!

        Never happen, not with the Senate covering for him.

      • nc ✓s & balances

        What would be the point? All the apparatus would still be in place. Wouldn’t it make more sense to kill, destroy, obliterate, and incinerate Obamacare ASAP before it can do any more damage? Then let BHO ride out the next three years as an impotent lame duck as we work on recovery?

        OK, fantasy over.

        • John

          Sounds good to me

      • Stephen L. Hall #NonquamTrump

        In order to Impeach, you must have at least half of your Senators to be honorable, reasoning and decent people. I need not explain further.

      • creeper

        Did you know someone can be impeached for almost any reason? The “high crimes and misdemeanors” phrase is completely open to interpretation and an impeachable offense is simply what Congress says it is.

        That useless bit of information aside, I don’t want to see any impeachment proceedings against this man unless they can prove him dead nuts guilty of murder. Anything less would make a martyr out of him. It’s bad enough that we have to suffer through eight years of this @sshole. I couldn’t live with a world image of him as a martyr.

  • CLChicago

    Again, another outrage that many of us saw coming.

    We can get all indignant and angry but big deal. What ACTIONS do we need to take now to stop this?

    Clutching our collective pearls and yelling “Obama lied!” isn’t gonna stop this.

    What can I do today to put an end to this?

  • NRPax

    And this is one of the many reasons you don’t let academics have positions of power.

    • therealguyfaux ✓ᵛᵉʳᶦᶠᶦᵉᵈ

      Albert Einstein: “Theoretically, theory and practice should coincide– but in practice, they don’t.”

      • nc ✓s & balances

        What a smart man.

      • SutureSelf

        Where did Einstein write or say that?

        • therealguyfaux ✓ᵛᵉʳᶦᶠᶦᵉᵈ

          Damned if I know. Some quotations pages have it, unreferenced. That’s where I got it.
          And one page even attributes it to Yogi Berra.
          The debate rages on. And it won’t be over till it’s over.
          And we won’t come back till it’s over over there
          In theory, anyway.
          But even if Albert Einstein didn’t say it, then, by gosh, don’t you think he shoulda done? Do like John Ford said– “Print the legend.”

    • Roto ✓Intentionally Left Blank

      Or a President without ANY business or technical management experience.

      • NRPax

        Well that’s kind of a given with academics unless you count “business experience” as “drove a business to bankruptcy without grasping how it happened.”

  • Republicanvet

    “relinquish their grandfather status”

    So clearly the intent of Sebelius’ regulation was to force that.

    …and Obama and others knew it then.

    • nc ✓s & balances

      MORE LIES!

      (omg, they’re turning me into Cher!)

  • GW

    It ain’t a bug. It’s a feature.

  • Apostic


  • YesterdayzNewz

    Just remember, they rioted in Nawlins after missing two meals. Buses were underwater in a matter of hours, along with any hope of an expedient rescue. These are the same folks who voted with their hearts instead of their heads. Most of the Liberals on my Facebook aren’t one bit interested in anything outside of their own control. Some want ‘peace’ others want pre-existing coverage for their maladies. In a year or two the law of averages will even out and they too will lose their insurance and will be left with astronomical payments and deductibles. All we can do is help them up, dust them off and integrate them into our way of thinking. Knowing nothing comes for “free” and work must be done in order to gain anything in life. It’s the end of the month and not too many people get their haircut during this time. I welcome any and all thoughts on this matter.

    • nc ✓s & balances

      “All we can do is help them up, dust them off and integrate them into our way of thinking.”

      Well said, Jeff. I know there is a lot of anger at the LIVs for ultimately putting us in this mess (twice!) and I’m mad as hell too, but we haven’t been calling this thing a trainwreck for nothing. Millions of people are going to suffer badly, and we all know who the real villains are. We need to make THEM pay, by taking away their power. We’ll need numbers to do that.

    • Slugglife

      I want to be a good Christian and help them up and dust them off….

      Nah. I refuse to be the helping hand to greedy, power hungry worshipers of alinsky. I will not help them up so they can regroup and attack again.

      I feel like you are right, but I’m tired of fighting for freedom so these turds can stand on my flag, shit on my religion, and spit in my face. When their time is up, I will throw them a half assed salute and tell em to have a good day.

      They would delight in seeing us tortured, murdered, or starved to death. Don’t let them fool you. I don’t.


    WOW, only in America…………………

    • tops116 ✓Quipper

      Oh, so Sebelius did sign up for Obamacare.

  • j p✓ʳᵉᶠʳᶦᵉᵈ

    With great power comes great responsibility…..or not.

  • John Thomas “Jack” Ward III

    This credibility gap between KING FINK OBAMA’s Administration and the American people has turned into the Grand Canyon, and HE expects us to take this “Leap of Faith” with him, under Penalty of Law; I’m now POSITIVE this is what HE intended to do, for the sake of Power-Grabbing, and to HELL with the Constitution and the American People… I’m NOT being a “Conern Troll,” but look at some of the Predictions I’ve made in past comments….This “leap of Faith” will SERIOUSLY “Wile E. Coyote” on US! Jawamax 8<{D}
    (If you're not sure what a "Wile E. Coyote" is, watch a few #RoadRunner #ChuckJones #WarnerBrothers #MerrieMelodies #LooneyTunes Cartoons..)

  • Stitchtastic

    Our small business received our cancellation notices in early September for our January 1 renewal date. We have yet to receive the new ACA compliant plans and rates. I’m sure they are going to go through the roof and it means after 25 years of providing and paying for health insurance for my employees I will no longer be able to afford to if they go up as predicted, unless of course I want to lay someone off to pay the higher premiums for the rest

    • beebop1952

      And somehow YOU are the bad guy, right?

    • bupalos

      As long as you are committed to giving them as much in compensation as you used to contribute to their plan (minus the penalty, if that applies for you) then I’ll bet you they come out ahead. Most small business groups are not better than the exchanges (ours, COSE, definitely is worse), and most employees with families probably can get more in subsidy than the penalty you’ll pay on their behalf.

      • Stitchtastic

        No they don’t come out ahead they will be worse off. Although we haven’t received our new ACA plan rates the estimate we can find online is 50% higher premium than our current policy plus higher out of pocket for deductibles. Oh and before you even say it, our current plans are much better than the ACA plans that will be offered to us. This we already know. Only 1 of our employees will qualify for any type of subsidy if they went on the individual exchange. The other 8 of us would get no subsidy at all and the basic silver plan on the individual exchange is 200 a month higher than our current group plans and the basic silver plan on the individual exchange is also inferior to what we currently offer.

        • bupalos

          Sorry its not going to work out as well for you as it did for us. So all your employees gave you their 1040? Kind of weird that you know all of their total family agi. Guess you mist be close.

          Actually I read that again. You’re claiming you have a small business group plan that offers more benefits than the indiv exchange silver for 200 less? What state are you in?

  • Oak Tree Lady

    Nationwide Insurance, Inc. is so cheap, it will keep raising the prices of employees healthcare until most will be forced to go into the exchanges – just like Sebelius said. The HC will no longer be affordable, so it will be legal to go out. Insurance companies know how to save money.

  • ddavis539

    Watch the spinning. It seems that all of the Democrat consultant talking heads are currently claiming that the individual and small business plans being cancelled now are so crappy, they don’t even qualify as insurance, therefore Obama wasn’t lying about keeping insurance plans, since those weren’t really insurance plans, and the Obamacare plans are so much better…

    I wonder what the spin will be when the cadillac plan tax starts killing off the better than Obamacare plans that unions and some larger employers currently enjoy?

    • Roto ✓Intentionally Left Blank

      The “crappy plan” lie is losing liberal traction every day.

      • Republicanvet

        Nice of them to insult their constituents further by saying they are too stupid to buy the right insurance.

        People losing their insurance know what is covered and know what they have to pay. I bet to all of them, they think it’s a lot of money. Being told what they spent their money on is crap will not sit well.

        Wait until they see the price of what they wished for.

        • nc ✓s & balances

          “Insulting their constituents” is a way of life with these people.

        • beebop1952

          Insult their constituents while taking THEIR MONEY to subsidize this crap for them and “staff.”

    • in_awe

      The only problem was that Sebelius admitted that as little as a $5/month increase in a policy premium would cancel the grandfather clause for the policy and force the insurance company to cancel the plan REGARDLESS of whether or not it was a “substandard plan” [i.e. did not require maternity care and neonatal care and drug abuse coverage for males in their 60’s].

      Their lips are moving -> lies are spoken

  • Joe

    So, this obama street thug regime has fundamentally transformed the laws on lying to the American people?

  • ’46 one time hippy

    Repeal this law.

  • $59154503

    Even the Washingtonpost says it was a LIE:

    Obama’s pledge that ‘no one will take away’ your health plan
    The administration is defending this pledge with a rather slim reed — that there is nothing in the law that makes insurance companies force people out of plans they were enrolled in before the law passed. That explanation conveniently ignores the regulations written by the administration to implement the law. Moreover, it also ignores the fact that the purpose of the law was to bolster coverage and mandate a robust set of benefits, whether someone wanted to pay for it or not.——-

    Four Pinocchios

  • EyesWideOpen

    Obama is turning this country upside down. Since when is one man allowed to force his socialist vision on an entire country. If he wants to live under socialism then he should pack up his family and MOVE!

    • bupalos

      It’s hard to imagine what things would have been like if the internet existed when SS and Medicare were implemented.

    • Spinmamma

      It wasn’t one man–it was all the Democrats who voted for the law(s) and the MSM who published lies as truth and did no research into any of it.

    • sumlikeit

      I hate to say it: but elections have consequences. GWB left the Republican Party in shambles — allowing the Dems to reach critical mass in 2009-10 to do pretty much whatever they wanted.

      When Bush got into office, the GOP had a “trifecta” (White House, House, Senate) for the first time in eons. The day he left office, the Democrats not only had this trifecta….but were on the verge of getting a strong enough majority in the Senate to overcome any and all Republican objections.

      That’s not to blame Bush for what Obama and the Democrats have done. But, still, he’s a big reason why they were able to amass the power they did.

      • Jim Denney

        You are correct. Remember Dick Cheney and “deficits don’t matter”? The real stroke of genius was creating the gargantuan, unionized, affirmative action program aka Homeland Security and weaponizing it via the Patriot Act.

        • bupalos

          There’s also that teeny tiny little Medicare part D that cost a lot more than Obamacare but somehow managed to avoid the charge of COMMIE SOCIALISM MUSLIM OPPRESSION.

    • Tman95

      HE (Obama) doesn’t want to live under socialism; he wants YOU to live under socialism.

  • rivers

    Yeah but, 29 year old healthy male Gregg F. is only paying 32 dollars a month! Doesn’t that just make you want to throw a party?! So happy we all have to suffer for GREGG!

    • Tman95

      Shouldn’t that mean the beer’s on Gregg?

  • phil boyce

    My company received it’s dear customer notice 2 weeks go, at the same tie my wife received her individual notice. Small businesses under 25 employees may well find themselves in the website pool by early next year when their policy expires.

    • nc ✓s & balances

      Uncle Barry says you should rejoice you’re finally out from under the yoke of your oppressive junk plans.

      Sorry to make light of your situation. It realły stinks. I hope you find a resolution.

      • beebop1952

        PEPSICO is my former employer … I hope Indrya Noohi can explain this to her employees and retirees while she continues to cling to her 5 corporate jets.

        • bupalos

          Sounds like the politics of envy to me. I suppose next your going to say she doesn’t deserve a car elevator for her mansion?

  • TocksNedlog

    But, but . . . the new plans are BETTER!!!11!!!!

    • tops116 ✓Quipper

      Yeah, now Grandpa has maternity coverage.

      • nc ✓s & balances

        And Pediatric Dental, but he still has to pay for his dentures.

      • Elizabeth Fisher

        and he now gets free yearly mammograms !!!

      • bupalos

        Grandpa is on medicare, smartypants.

  • Stephen L. Hall #NonquamTrump

    So, a liberal plan to provide insurance for 50 million, eliminates insurance for 100 million. Typical.

    • bupalos

      Right. Because everyone knows that once they stopped making Taco Loco Dorritos, all the people who used to eat them died of starvation.

  • YesterdayzNewz

    The German Healthcare system works only because the Germans are a nation of over-achievers. (They always have been) Unfortunately we outnumber them almost 4:1 here in America. That being said, two carry the one over there. We on the other hand carry three to our one. The burden gets put on the working class and they still get their “entitlements”. I catch a lot of flack over my convictions, but regardless of Left or Right, right or wrong I still have a glimmer of hope for this Nation.

    • bupalos

      >>>The German Healthcare system works only because the Germans are a nation of over-achievers. (They always have been)>>>

      This is all kinds of awesome.

  • Patrick Grady

    So 93 million people are likely to lose their health insurance plans…
    Remember back in 2009 when the Health Care Reform Crisis was first being manufactured, and the backbone of it was “47 million Americans without access to ‘Affordable Heath Care’?”
    Good times, good times.

    • bupalos

      Right. Because everyone knows that once they stopped making Taco Loco Dorritos, all the people who used to eat them died of starvation.

  • tops116 ✓Quipper

    “93 Million Americans Will Be Unable To Keep Their Health Plans Under”

    How soon before liberals stop calling Obamacare “Obama’s signature piece of legislation”… or “Obamacare” in general? A week?

    • nc ✓s & balances

      They already started. Notice how it’s now Affordable Care Act all the time. That’s why Repubs MUST keep calling it Obamacare and nothing else.

      • bupalos

        Yes my brothers! The struggle is almost won. MORE COWBELL!!!!

  • Ron Morisseau


  • rssllue

    Sorry it took so long to post on this one. I had to get back into my chair as someone knocked me over with a feather when I got done reading this.

  • nc ✓s & balances

    Rep. Tom Price (R-GA) was interviewed on Fox this morning, and they replayed another interview of his from 2009 where he was already calling out BHO on this lie. Skip to minute 4 to see it:

  • DINORightMarie

    The liar-in-chief perpetuates the lie; the EO pushes the “ticking bomb” of all this off another year…………….. It’s about to hit the fan………!

  • QWYS (Hydralisk of the Swarm)

    What you mean they lied to us! I can’t believe it … *cough*hack*cough*

  • bupalos

    I think when you talk about “losing your healthcare plan” that kind of implies you don’t get something as good or better. A lot of plans will be cancelled or altered. The vast majority of people will end up with something as good or better, and no longer be healthslaves to their employers. Quite frankly, untethering health insurance from employment is a good in and of itself, one that should be pursued outside of the other benefits that accrue, one that conservatives always favored before the COMMIE MUSLIM AFRICAN LIAR IN CHIEF actually helped put it through.

    Honestly, if you people really cared about this you would bother to make an argument about the actual structure of the law or why the existing system is better or it’s a bad idea to go to larger state and national pools than piddly employer pools. It’s just a bunch of fainting couch hysterics about how oppressed everyone is now that some politician uttered something that isn’t 100% true for 100 percent of the populace but only 97% true for 96% of the populace. YOU LIE!!!!

    • beebop1952

      I am not sure what universe you reside in but apparently you haven’t come here by accident. You are being paid. You can’t berate people into supporting what is contrary to their own best interests. 0bama LIED to get re-elected and his “signature” health care law will fail and crumble. Making Pres Carter look BRILLIANT.

      • bupalos

        Sure I get paid. But only about 65,000 last year, for project management on translation and localization of manuals and documentation for export machinery. What do you do, besides not making arguments?

      • nc ✓s & balances

        beebop, it’s a “private activity” troll. Not worth feeding.

    • puckerupamerica

      The article points to a govt report that says ~50% of employer provided plans will be canceled – not to mention the individual market plans. How does that reconcile with your claim that Obama “uttered” something that was 97% true? And, he didn’t utter. He proclaimed over and over and over again.

      • bupalos

        I can’t defend the statement. It’s simplified political posturing, such as happens all the time, and he couldn’t have made it even with no change to any healthcare law.

        The nugget I take from it is that you will be as happy or happier with your healthcare coverage under Ocare than you would be under the current system. I think if people just drop some of the politics, within 3 years it will be well over 90% true for well over 90% of the people. Employer controlled health insurance is simply a terrible idea in an age of high labor mobility. Came close to bankrupting me and probably took a year off my life from stress. I do hope that even more than 93 million people get out from under it.

        Also we should note that the last 2 years have been a couple of the lowest in the last 25 years for premium hikes. I doubt that’s because of Ocare or in spite of it, since most of it isn’t in effect. But it does give some context to the nearly unanimous chorus here of people who are citing these huge premium jumps that are ruining their American way of life.

        • puckerupamerica

          As a direct result of obamacare, people will be losing their coverage they liked and were promised they could keep. Period. Administration knew. That’s not posturing – that’s a lie.
          The law doesn’t change the prevalence of employer based coverage – it’s why there exists an employer mandate as well. So, your point in that regard fails too.

  • fili

    And in the coming year, as the amnesty for employer plans starts to wind down, and employers start to dump employee plans, thus putting employees out into the cold, cruel world of the so-called “transition,” numbers of the unemployed are going to escalate exponetially. We can only hope it does so, and riles even more people, right before the mid-term elections!

    • bupalos

      >>>numbers of the unemployed are going to escalate exponetially. We can only hope it does so>>>

      Can you hear yourself??

  • John Kerry’s Forehead

    We need to ask our employer and current health insurance provider about this. I’m on it.

  • Brew-Jay

    Just wait till the employer mandate kicks in a year from now…

  • tony30088

    The plan all along was to find a way to tax your healthcare benefits which are about 18K per yr for family. By creating ACA to cause the employers to drop healthcare as a form of compensation, mission accomplished.

    So now tell me, how does that make you feel to lose 18k worth of compensation?

    • bupalos

      As for the tax issue, all health expenses (including premiums) are deductible over 10% of agi. For most people going on he exchange, that’s probably going to mean something more than half of the premium is deductible. But you’re right, I think there is more total tax paid here, as corporations have generally lower tax rates than individuals, and all of that expense was deductible to them. A lot of variables here though.

      I agree that one of the hiccups here is some formal mechanism to get employees who would be better off in the exchanges to leave the employer plan and keep the their compensation level. For large employers, employees may not be much better off leaving. Middles may encourage folks to opt out and offer the choice of coverage or compensation minus the penalty, soas to reduce their healthcare administration layer. But I can see small guys, where employees are already getting a crappy deal, just trying to claw back the compensation. Anyone have any experience with their employer on this?

      • mike_in_kosovo

        As for the tax issue, all health expenses (including premiums) are deductible over 10% of agi. For most people going on he exchange, that’s probably going to mean something more than half of the premium is deductible.

        Doubtful. The return from itemizing would would have to be more than the standard deduction ($5950 single, $11900 married) to be worth itemizing. That would be premiums of ~$500/mo for single, ~$1000/mo for married to break even with the standard deductions with no subsidies (subsidies would be subtracted from premiums).

        Of course, with the massive rate hikes due to 0-care, we may just see a lot more of that.

        Oh…and percentage is %7.5 of AGI (for 2012), not 10%.

  • creeper

    I think I like you so much because you know how to spell “canceled”, Michelle.

  • Kruisin4Cruz

    MIKE LEE & TED CRUZ tried and the rest of their party DID NOT STAND BEHIND THEM – we could of had this done !

  • Fungi2bewith

    The Hits Just Keep on Coming!
    Bam! Bam! Bam! Bam!